Monday, December 30, 2019

High Year of Tenure In The US Military

High Year of Tenure In The US MilitaryHigh Year of Tenure In The US MilitaryIn the military, throughout the career of a soldier, airman, kriegsmarine, or sailor, members are expected to advance in rank and pay grade every few years.An enlisted person must be promoted within certain time frames during their career, or they must separate from the service. This is known as the High Year of Tenure (HYT). The Army High Year of Tenure program is calledthe retention control point As long as you are not neglecting your duties and have not been in serious trouble, an enlisted person with more than six years of service and less than 20 years of service (retirement eligible) who is involuntarily separated (under honorable conditions) is entitled to receive involuntary separation pay (severance pay). In short (for example), if an Air Force E-4 does not get promoted to E-5 by the time he/she has 8 years of military service, the member will be forced to separate.These rules are strictly enforced e specially during times of downsizing and force reduction. Air Force Active and Reserves High Year of Tenure These guidelines apply to active personnel and members of the Reserves. E-4 - 8 yearsE-5 - 15 yearsE-6 - 22 yearsE-7 - 26 yearsE-8 - 28 yearsE-9 - 30 years Army Retention Control Point Like the Air Force, these apply to active duty and Reserves members. E-1 to E-3 - 5yearsE-4 - 8 yearsE-4 (Promotable) - 10yearsE-5 - 14 yearsE-5 (Promotable) - 15 yearsE-6 - 20 yearsE-6 (Promotable) - 20 yearsE-7 - 24 yearsE-7 (Promotable) - 26 yearsE-8 - 30 yearsE-8 (Promotable) - 30 yearsE-9 - 30 years The Army has also changed the maximum age an enlisted member can remain on active dutyfrom 55 years to 62 years. Navy High Year of Tenure These guidelines apply to active-duty members E-1, E-2 - 4 yearsE-3 5 yearsE-4 - 8 years*E-5 - 14 years (20 years for Reserves)E-6 - 20 yearsE-7 - 24 yearsE-8 - 26 yearsE-9 - 30 years And these guidelines apply to Navy Reserves members E-1, E-2- 6 yearsE-3 - 10 yearsE-4 - 12 yearsE-5 - 20 yearsE-6 - 22 yearsE-7 - 24 yearsE-8 - 26 yearsE-9 - 30 years Marine Corps Active Duty High Year of Tenure E-4 - 8 yearsE-5 - 10yearsE-6 - 20 yearsE-7 - 22 yearsE-8 - 27 yearsE-9 - 30 years An E-5 who has been passed over twice for promotion to E-6 may be separated at the end of their current enlistment, even if they have less than 13 years of service. An E-6 who has been passed over twice for promotion to E-7 may be separated at the end of their current enlistment, even if they have less than 20 years of service. An E-7 or E-8 may exceed 20 years of service only if they have not been passed over twice for promotion. Marine Corps (Reserves) High Year of Tenure E-4 - 8 yearsE-5 - 10 yearsE-6 - 20 yearsE-7 - 22 yearsE-8 - 27 yearsE-9 - 30 years Coast Guard High Year of Tenure E-1 / E-2 - Cannot reenlistE-3/E-4 - 10years active Coast Guard service or 10 years active military service, whichever is greater.E-5 - 16 yearsE-6 - 20 years E-7 - 24 yearsE-8 - 26 yearsE-9 - 30 years As with just about every standard and rule in the military, there are waivers available for a person seeking to fight the high year tenure workforce management rules and standards. A member seeking to submit a waiver should do so within 10 months of his/her HYT date and have a justifiable reason why that person should be kept in the military. Usually, under-manning of your skill and experiences is good enough reason or the service member will be deployed at the time of your high year tenure date.Obviously, a waiver will need the immediate chain of command support and letters of recommendation.

Thursday, December 26, 2019

This diet is easier (and cheaper) than the Mediterranean diet

This diet is easier (and cheaper) than the Mediterranean dietThis diet is easier (and cheaper) than the Mediterranean dietThe Mediterranean Diet has enjoyed quite the banner year.The most recent development might have occurred during a presentation at the American Psychiatric Associations 2019 annual meeting just this May. Tzu siche, researchers motioned that adherence to the fruit and legumes rich diet can protect against the development of symptoms of depression in old age. Each unit intake increase of the most popular element of the diet, (vegetables) was associated with a 20% lower increase of instances of the mental illness. Researchers at Washington University seconded this finding, adding, that the omega three fatty acids featured in the Mediterranean diet, have been shown to yield concrete reductions to depressive moods. According to the authors, individuals that adhere to the diet are 33% less likely to develop depression.Follow Ladders on FlipboardFollow Ladders magazines o n Flipboard covering Happiness, Productivity, Job Satisfaction, Neuroscience, and moreMichelle Qaqundah recently wrote up a paper that got published in the Natural Journal of Medicine, positing that the Mediterranean diet can lower your risk of cardiovascular disease, neurodegenerative diseases, diabetes, and even cancer.The study found a 17% and 12% decreased cancer mortality in men and women following the Mediterranean diet after five years of follow-up, Qaqundah concluded in the report.A hard act to follow no doubt, but as far as The World Health Organization is concerned, there, in fact, looms a worthy contender.The diet is in the detailsThe Nordic Diet is the brainchild of a team of scientists, nutritionists and chefs birthed back in 2004 as a method of mitigating a growing obesity trend in Norway, Denmark, Sweden, Finland, and Iceland. Although many experts have already pointed out that some of the foods featured in the diet werent actually around when the ancient Nords reigne d, the fundamental personality of the diet is based on the produce intake adopted by the Scandanavians.Already, in its young life, it has been studied to promote weight loss, without restricting calorie intake. Moreover, because the diet champions food that is locally sourced and sustainably farmed, votaries also get to pride themselves on being environmentally conscious. The rules are simple enough eat a ton of berries, vegetables, legumes, potatoes, whole grains, nuts, seeds, rye, breads, fish, seafood, low-fat dairy, herbs spices, and canola oil (more on that one in a bit). Occasionally eat free-range eggs, cheese, and yogurt, eat red meat and animal fats even less, and steerresolutely clear ofsugar-sweetened beverages, added sugars, processed meats, food additives, and refined fast foods. Simply put, the Nordic Diet is a critique of the excessive sugar and fat intake of the western diet, with double the fiber and seafood to boot.You might be having a hard time distinguishing bet ween what I just described and the Mediterranean diet. Its true, the differences are subtle, but the World Health Organization believes the tenous contrasts deserve our consideration.Firstly, the biggest difference has to be The Nordic Diets privilege of canola and rapeseed oil, two departures from the Meddereennean diets love of olive oil. Canola and rapeseed oil are super rich in monosaturated fats which are known to promote heart health. Also, the diets origin means its contents, are primarily foods that can grow in colder climates, think kale, cabbage, brussels sprouts, etc.Save a little dough (but dont eat dough)By and large seasonal produce is more affordable than fruits that are out of season. Vegetables are the nucleus of the diet. Instead of greens being chosen to accommodate the meat, The Nordic Diet operates in reverse. A diet that sees foods like broccoli, cabbage, and berries headline main courses will by default be much cheaper than the western diet which red meat heav y, and even the Mediterranean diet which favors the typically pricier fish. It should also be noted that the Nordic Diet accepts canned fish and frozen veggie and fruits into its regimen. Seasonal produce is cheaper, canned fish is cheaper, frozen fruits are cheaper, The Nordic Diet is cheaper.For these discrepancies, however insignificant they may seem, The World Health Organization has officially endorsed the Nordic Diet as the optimal diet over the Mediterranean diet for people looking to lose weight on a budget. A bold claim, against a diet that has gained so much acclaim in recent years. However, in WHOs defense, just last year an 82-year-old woman suffering from dementia claimed to regain her memory after adhering to a diet that is eerily similar to the Nordic Diet.Sylvia Hatzner claims that after eating berries, leafy vegetables, kale, spinach broccoli, sweet potatoes, oats and abstaining from fatty and processed foods her condition drastically improved. Her, son Mark Hatnzer , would also engage in cognitive task with his mother, the both of them allowing for the occasional treat of dark chocolate.You might also enjoyNew neuroscience reveals 4 rituals that will make you happyStrangers know your social class in the first seven words you say, study finds10 lessons from Benjamin Franklins daily schedule that will double your productivityThe worst mistakes you can make in an interview, according to 12 CEOs10 habits of mentally strong people

Saturday, December 21, 2019

Monday, December 16, 2019

Everything You Need to Know About Life Insurance

Everything You Need to Know About Life InsuranceEverything You Need to Know About Life InsuranceLife insurance is a way to protect your loved ones if you were to die suddenly.Life insurance pays out a specified amount to a named beneficiary upon your death. It provides money to help pay for medical expenses, funeral costs,? and future living expenses for your dependents. When you purchase a life insurance policy, you determine the amount of your life insurance policy and the type of policy you purchase. Keep in mind that there are many different types of life insurance available. When purchasing life insurance, there are many things to consider the type of policy you are purchasing, the amount the policy is for, and perhaps most importantly, how much life insurance you actually need. When Should I Get Life Insurance? You may not need life insurance if you are single and have no dependents. You may qualify for a small policy through your employer that will cover the basic burial e xpenses, which should be sufficient. Once you get married or have children, you should consider getting life insurance. A life insurance policy will help protect your financial dependants and make sure they are taken care of financially in the event of your death. Another situation that may warrant getting life insurance is if you assume guardianship of your brothers, sisters, or other dependents. Then, it would make sense to get life insurance to help support them financially if something were to happen to you. Choosing the Right Amount The amount of life insurance you need depends greatly on your life and financial situation. If you are single and childless, the amount offered by your employer should cover your burial expenses for your family. If you are married or have children, you should increase the amount of life insurance you purchase. A good rule of thumb is to purchase enough life insurance so that your family can live off the interest of the payout. You will need to d etermine your familys annual cost of living, and then work backward to figure out how much life insurance you should purchase. You may also want to add enough to pay off any debts and your mortgage and to fund your childrens education. Keep in mind that as your life situation changes, your life insurance needs will change, as well. You can use term policies to make the adjustments that you need to the amount of insurance that you carry. This can be part of your long-term family financial plan. Choosing the Right Type of Life Insurance Once you have determined the amount that you need, it is important to choose the best type of life insurance for your situation. There are two basic types of life insurance term and whole life insurance. They offer different benefits. Term Life Insurance Term life insurance is a policy that you purchase for a certain number of years. The rates are significantly lower than whole life insurance. You can purchase term life insurance at varying amo unts for a set amount of time. Common lengths of time include 5-, 10-, or 20-year policies. If you choose term life, you should self-insure by the end of the policy or plan on taking out a new policy. Remember, you should get a life insurance policy that will be able to support your family and would allow them to continue their same standard of living if something happened to you. Term life insurance is generally the most affordable option and it may be the best option for your family. Whole Life Insurance Whole life insurance is a cash value policy that you purchase and keep for the remainder of your life. You pay a premium for this insurance and its the mora expensive option. Whole insurance is often sold as an investment because it has a cash value and you can draw out of it or borrow against the amount when you are still alive. Other benefits of whole life insurance include a constant premium, lifelong coverage with no future medical benefits (if you do not make a change to your policy), and tax savings opportunities. Other types of life insurance policies include universal life, a lifetime policy with some cash value variable universal life insurance, another type of permanent life insurance with an investment portion that can earn you higher returns, but come with more risk. Other Tips Your insurance may contact you about converting a term policy into a whole life policy, which should be avoided. In fact, you may want to switch your whole life insurance policy into a term life policy.If you decide to change your life insurance policy, you will likely be required to undergo a life insurance medical exam, which you will need to pass to get the policy.Choosing a life insurance beneficiary can be difficult. Consider naming a contingent beneficiary or a secondary beneficiary, and updating your beneficiaries throughout your life as your situation changes. ?

Wednesday, December 11, 2019

What Paul Ryans excuse tells us about fatherhood in the U.S.

What Paul Ryans excuse tells us about fatherhood in the U.S.What Paul Ryans excuse tells us about fatherhood in the U.S.House Speaker Paul Ryan has announced that he is retiring from Congress at the end of his term. Why?He wants to spend more time with his family - and wants to avoid becoming a weekend dad.Ryan said If I am here for one more term, my kids will only have ever known me as a weekend dad. I just cant let that happen. So I will be rahmen new priorities in my life.Ryan, 48 years old, has three teenage children with his wife, Janna. Presumably, hes using the term weekend dad to mean that he would only see his kids on weekends, though thats one of two potential definitions of weekend dad, according to Wiktionary. (The other refers to a divorced dad who only has custody of the kids on weekends, but Ryan is not divorced.)We cant say for sure whether thats really Ryans primary motive against seeking re-election in November 2018. As The New York Times pointed out as early as 20 06, spending more time with family can be a cover-up for another, more private reason. Its hard to argue that someone should devote less attention to parenting.But Ryan has spoken often about his dad duties in the past. fruchtwein notably, before Ryan became House Speaker, one of his conditions for taking the job welches getting weekends off to spend with his family, according to HuffPost.One of the reasons why I never wanted to be in elected leadership, Ryan told HuffPost, is because here, in Congress, elected leaders have always been expected to travel on weekends.And in 2016, Ryan told People magazine I miss things during the week, so the hardest question my kids ask is Are you going to be home? when I know that Im not. Thats the hardest one.One potential reason for Ryans dedication to fatherhood is that he lost his own father to alcoholism when he was just 15. Having not had a dad for a long time, it brings you much closer to your kids and your family, Ryan told The Associated P ress in 2014.Men in and out of politics are spending more time parenting than previous generations of fathersRyan is hardly the only man in politics to say hes leaving to spend more time with family. Arne Duncan, for example, the education secretary under President Barack Obama, stepped down in 2015 to spend more time with his family in Chicago.Politicians attitudes toward fatherhood may reflect a broader shift in the population. Pew Research Center statistics reveal that fathers and mothers are now equally likely to say parenting is extremely important to their identity. And in 2015, fathers spent triple the amount of time on childcare that they spent in 1965. (Its worth noting that mothers increased the time they spent parenting too, albeit not as drastically.)As for politicians, some say fatherhood is their primary role, second to their work in government. In an email to Washington Post reporter Ben Terris, President Bill Clinton said that a couple of years after we moved to the White House, when Chelsea was in high school, we had what may have been our only argument.Clinton went on The subject is long forgotten, but I remember telling her, As long as youre in this house, being president is my second most important job. This article first appeared on BusinessInsider.

Friday, December 6, 2019

The Pitfall of Free Resume Template Downloads

The Pitfall of Free Resume Template Downloads Choosing Free Resume Template Downloads The freebie was made by Mats-Peter Forss. The freebie was made by Alamin Mir. This exclusive freebie was produced by Paolo Zupin. The Downside Risk of Free Resume Template Downloads Most resume format word file available for free download so make certain not to waste cash with the concept of getting a better choice. The freebie comprises word Docx and Pdf documents so it is easy to edit it to your requirements. It is quite easy to create a great looking resume in Word and one can even utilize templates to assist them. Moreover there are several resume templates Microsoft Word to select from that its really hard to land on that 1 link which will actually do the job for you.Fortunately, you can make the ideal use of completely free templates that are available on the internet. So if youre a web developer, you may want to use this one. This freebie was made by Tilman Roeder. Employing a temp late can lower the quantity of time youve got to spend formatting your document, which makes it possible for you to concentrate on adding content and polishing your resume. This template is free to utilize for any forms of personal or business projects. It is free to download and you are allowed to use it for any types of personal or commercial projects. Each template gives structure, examples and tips so you dont need to start from scratch when creating your resume. All you need to do is discover one you like, click on it, and get started writing. All you need to do is simply edit the document to include your individual details. There are more than merely a couple of pointers which you have to remember and fully adhere to when designing a resume even when youre employing a readymade template. If you are in possession of a lengthy employment history, you dont will need to include everything. The clean and easy design can help you to demonstrate your skills, portfolio items i n an outstanding way. Save yourself from getting nervous and use the readymade resume templates that are obtainable for all sorts of job-profiles. Our resume templates are designed utilizing an overall style to help avoid this dilemma. Most free templates are made to be specific to certain industries, so its well worth browsing through the choices available that suit the work sector you would like to work in. For instance, you may decide to left-align critical dates on your resume by including a left tab stop, which means that your dates are wholly aligned with one another. Obviously, you can alter the section names and details. You may save your all the details for the additional use so that you dont need to enter the details every moment. Double check to be sure that everything on the belastung version of the resume is about you. There is going to be occasions when you will need to earn a quick edit, save it in a different format, or share it with an expected employer, and to do one of these things quickly youll want to gain access to your resume file. You can opt for chronological, functional and modern resume formats. We are going to incorporate the most crucial types now. We are going to cover the most significant types now.

Monday, December 2, 2019

what

whatMeet the developers behind Blockstack, who are using blockchain technology to reconfigure the web.Click here to see all available opportunities at Blockstack and to read more about how this company is changing the internet as we know it. One of the biggest challenges in almost all industries today is achieving gender parity. Gender diversity provides huge benefits in the workplace. pWhile some industries have made significant advancements in gender diversity, some industries lag further behind... and the construction industry is well-known for being in the latter category. If someone says, construction workers, youll likely picture a group of men in yellow hard hats analyzing an architects plans or laying bricks on top of a scaffold. And men at work signs only help to reinforce this image.pThis stereotype is rooted in reality. When was the last time you actually spotted a woman on a construction site? Or hired a female plumber or carpenter? Your answer is most likely never. In fact, the Bureau of Labor Statisticsreports that only 3.4% of the total of 8.3 million construction employees are women.pBut the construction industry has a lot more to offer than steel-toed boots and hard hats, and it needs women to help advance the industry in this era of rapid change. Here are 5 reasons why women joining the workforce or looking to make a pivot should consider a career in construction.h21. Fuel Innovation/h2pNot only is diversity the socially and morally right thing to do, but it is also actually an excellent business strategy. pResearch presented in the Harvard Business Reviewshows that diverse teams develop more innovative ideas. This is further supported by a study conducted by Gallupon the wertzuwachs of gender-diverse teams versus single-gender teams, which found that the difference in backgrounds and perspectives led to better business performance and problem-solving. h22. Capitalize on Demand/h2pThe construction industry is currently experiencing a labor shortage. The industry itself is booming and projected to be one of the fastest-growing industries, with total spending projected to exceed $1.45 trillion in 2023/a. However, most construction companies are unable to meet the rising demand. pAccording to the Associated General Contractors of America/a, more than 80% of contractors are experiencing difficulties filling hourly craft positions that represent the bulk of the construction workforce.pAnd demand isnt limited to individual contributor roles. Given the industry boom, there are a number of open stable and high-paying roles (any project managers out there?) waiting for the right candidateh23. Leadership Opportunities/h2pAccording to the Bureau of Labor Statistics/a, women compose only 7.7% of the total 1 million managerial positions in construction.br/pBut given the highly collaborative nature of construction work, more women in leadership roles would he lp drive innovation and enhance productivity.Furthermore, as a woman in construction in a leadership position, youd have the unique opportunity to drive change for the industry and make it a more attractive option for other women.h24. High-Income eignung/h2pSalaries for many skilled positions in construction are on the rise, making a construction career a prime choice for women looking for a high-paying job,pThe 2018 Construction Craft Salary Surveyconducted by the National Center for Construction Education and Research revealed that salaries for many skilled craft areas are increasing. Project managers and project supervisors topped the list at $92,523 and $88,355, respectively. The next set of highest-paying jobs include those of combo welders ($71,067), instrumentation technicians ($70,080), pipe welders ($69,222), power line workers ($68,262) and industrial electricians ($67,269). Of the 32 categories of workers in the survey, 19 positions earned an average salary of $60,000 or higher.h25. Sense of accomplishment/h2p The construction industry can give employees a unique sense of achievement. Yes, the job is stressful and the work can be demanding, but nothing beats the feeling of being able to build something from the ground up. pHow many professionals in other industries can point at a school, a hospital, or a skyscraper and say I helped build that?pThe construction industry has a long way to go in combating gender bias and supporting women in the workforce, but given the current demand for workers, theres no better time to plektrum up a sledgehammer (figurative or literal) and smash the gender stereotypes plaguing the construction industry.